Consider wearing a white and black houndstooth overcoat and charcoal wool chinos if you're aiming for a neat, stylish look. Complement this ensemble with a pair of black leather derby shoes to immediately step up the fashion factor of your outfit. There's no better way to spice up a dreary fall afternoon than a killer getup like this one. If you're making it through your late 20s, pay attention to ensembles like this to add more maturity to your style.