Black Leather Derby Shoes with Charcoal Wool Chinos Chill Weather Outfits After 40

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White Crew-neck T-shirt Grey Sweater Vest Charcoal Overcoat Charcoal Wool Chinos Charcoal Socks Black Leather Derby Shoes

This combo of a charcoal overcoat and charcoal wool chinos looks polished, but in a modern way. Why not take a sleeker approach with footwear and complement your outfit with a pair of black leather derby shoes? So if you're after a stylish but also age-appropriate combination, you found it.