Black Gilet with Oxford Shoes Smart Casual Warm Weather Outfits In Their 20s

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Black Turtleneck Black Quilted Gilet Black Chinos Black Socks Brown Leather Oxford Shoes

This look with a black gilet and black chinos isn't super hard to score and is easy to change. For a classier touch, add oxford shoes to the mix. Sport this getup when you need to present a more mature image as a young adult.