This combo of a black varsity jacket and a black crew-neck t-shirt is solid proof that a safe off-duty ensemble can still be really stylish. Here's how to infuse an extra touch of style into this look: black and white leather loafers. With rising temperatures come warmer days and the need for a fresh outfit just like this one. Wondering how your wardrobe should look as you move through your 20s? This outfit is a practical illustration.