This smart casual combo of an overcoat and a black and white crew-neck t-shirt is extremely easy to put together without a second thought, helping you look seriously stylish and prepared for anything without spending too much time searching through your closet. Navy athletic shoes are the most effective way to give a dose of stylish casualness to this outfit. This pairing is a big inspo to anyone who wasn't sure about wearing casual outfits as a 40-something guy.