A beige zip sweater and brown corduroy chinos are the kind of a never-failing casual combination that you so awfully need when you have zero time. Dial up the classiness of your getup a bit by rounding off with dark brown suede loafers. Can you see how very easy it is to look on-trend and stay snug when colder weather arrives, thanks to this ensemble? Just because you've passed the big 4-0, doesn't mean you can't dress fashionably, and this combo proves exactly that.