On days when comfort is critical, this pairing of a navy coat and jeans is always a winner. If you're not sure how to round off, introduce a pair of white loafers to the mix.
White Loafers with Jeans Cold Weather Outfits For Women
If you want to look cool and remain comfortable, dress in a beige coat and jeans. White loafers integrate effortlessly within a multitude of combos.