If you're looking for a happy medium, why not look at this J Brand Biker Jacket. While the price is very reasonable, this piece is an easy wardrobe update. Also consider this J Brand T-shirt. It's an attractive option both price and quality-wise.
If you're not the one to skimp on clothes, then what you're looking for is this J Brand Crew-Neck Tee. It's more expensive but worth your money.