If you don't like putting too much effort into your outfits, consider wearing a red coat and navy jeans. For extra fashion points, introduce a pair of black leather loafers to the mix.
Navy Jeans with Black Leather Loafers Casual Cold Weather Outfits For Women In Their 30s
If you're looking for a casual but also absolutely stylish ensemble, rock a charcoal coat with navy jeans. If not sure about what to wear on the footwear front, introduce black leather loafers to your outfit.