For polish with a clean finish, consider wearing a charcoal coat and a charcoal turtleneck.
Charcoal Turtleneck with Charcoal Coat Cold Weather Outfits For Women
As you can see, looking classy doesn't take that much work. Just pair a charcoal coat with a charcoal turtleneck and be sure you'll look amazing. White leather pumps make your outfit complete.
A smart casual combo of a charcoal coat and a charcoal turtleneck is fitting in plenty of occasions. Black leather ankle boots will tie the whole thing together.