If the occasion calls for a sophisticated yet kick-ass getup, marry a coat with a black turtleneck. If you're clueless about how to finish off, a pair of gold gingham leather pumps is a wonderful pick.
Black Turtleneck with Coat Dressy Warm Weather Outfits For Women In Their 30s
This combination of a coat and a black turtleneck is proof that a straightforward ensemble doesn't have to be boring.