This chic ensemble is easy to break down: a crew-neck sweater and a black pencil skirt. Kick up this ensemble by finishing off with tan leather pumps.
Black Pencil Skirt with Crew-neck Sweater Smart Casual Chill Weather Outfits In Their 30s
This combination of a crew-neck sweater and a black pencil skirt is the ideal balance between functional and flirty. Burgundy suede lace-up flat boots are an easy way to inject a dose of casualness into your outfit.