If you'd like take your casual game up a notch, team a navy print crew-neck t-shirt with a pencil skirt. When it comes to footwear, go for something on the classier end of the spectrum by rounding off with a pair of black loafers.
Black Loafers with Pencil Skirt Smart Casual Outfits
As you can see, looking classy doesn't take that much effort. Try pairing a black coat with a pencil skirt and you'll look seriously stylish. The whole look comes together really well if you complete this ensemble with a pair of black loafers.