When the situation calls for a polished yet cool look, you can easily go for a brown coat and a beige wool turtleneck. A pair of tan suede pumps will never go out of style.
Beige Wool Turtleneck with Brown Coat Chill Weather Outfits For Women
This pairing of a brown coat and a beige wool turtleneck couldn't possibly come across as anything other than strikingly chic and polished. Complement your ensemble with a pair of black suede ankle boots et voila, the look is complete.