![White and Navy Crew-neck T-shirt with Overcoat Chill Weather Outfits In Their 20s: Combining an overcoat with a white and navy crew-neck t-shirt is a good idea for a semi-casual ensemble. Take a dressier approach with shoes and complement this look with black leather derby shoes. Those wondering how to sport smart casual outfits as you cruise through your 20s, you have your answer.](https://cdn.lookastic.com/looks/black-overcoat-white-crew-neck-t-shirt-navy-dress-pants-large-23184.jpg)
![Black Overcoat](https://cdn.lookastic.com/black-overcoat-original-428400.jpg)
![White Crew-neck T-shirt](https://cdn.lookastic.com/white-crew-neck-t-shirt-original-386478.jpg)
![Navy Dress Pants](https://cdn.lookastic.com/navy-dress-pants-original-478890.jpg)
![Black Leather Derby Shoes](https://cdn.lookastic.com/black-leather-derby-shoes-original-2410503.jpg)
Combining an overcoat with a white and navy crew-neck t-shirt is a good idea for a semi-casual ensemble. Take a dressier approach with shoes and complement this look with black leather derby shoes. Those wondering how to sport smart casual outfits as you cruise through your 20s, you have your answer.