A navy overcoat and khaki wool dress pants are an elegant combo that every smart guy should have in his closet. And if you wish to immediately dial down your outfit with one single item, why not introduce chelsea boots to the mix? Seeing as it is getting chillier every day, this outfit seems a viable pick for the time in between seasons. Your late twenties is the time to start dressing in a more refined manner. And it's easy with visual examples like this.