Navy Loafers with Overcoat Smart Casual Cold Weather Outfits In Their 30s

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White Long Sleeve Shirt Light Blue Crew-neck Sweater Navy Overcoat White Chinos Navy Polka Dot Socks Navy Leather Tassel Loafers

Go smart casual by opting for an overcoat and white chinos. Don't know how to complement your ensemble? Round off with a pair of navy loafers to elevate it. A great outfit to demonstrate your newfound maturity.