Desert Boots with Overcoat Chill Weather Outfits In Their 20s

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Black Turtleneck Grey Flannel Long Sleeve Shirt Charcoal Plaid Overcoat Charcoal Chinos Black Suede Desert Boots

An overcoat and charcoal chinos are the kind of a tested combination that you need when you have zero time to spare. For shoes, go down a more casual route with desert boots. Now that's how you do semi-formal as a 20-something gent.