As you can see, looking effortlessly neat doesn't require that much effort. Just rock a camel overcoat with a navy cardigan and be sure you'll look incredibly stylish. A pair of brown leather casual boots easily ups the fashion factor of this look. In the winter months, when warmth is everything, it can be easy to surrender to a less-than-stylish ensemble. However, this ensemble is a clear example that you can actually stay cozy and remain stylish during the winter months.