A black shirt jacket and a crew-neck t-shirt are the kind of a tested off-duty ensemble that you need when you have no time. For something more on the sophisticated side to finish this look, add tobacco leather tassel loafers to the mix. This combination is a great inspo to anyone who wasn't sure about wearing smarter clothing in his twenties.
If you like comfort dressing, marry a black shirt jacket with a crew-neck t-shirt. For footwear, you can go down the classic route with a pair of black leather tassel loafers. Think it's hard for 20-something gentlemen to master semi-casual looks? This pairing should prove you otherwise.
If you're on the hunt for a laid-back yet seriously stylish outfit, wear a black shirt jacket with a crew-neck t-shirt. You could perhaps get a bit experimental on the shoe front and smarten up your outfit by rocking brown suede chelsea boots. This combination illustrates that cracking the fashion code as a 20-something gentleman is easier than one might think.