If you're on the lookout for an off-duty and at the same time seriously stylish outfit, dress in a charcoal overcoat and a black crew-neck t-shirt. You can get a little creative with footwear and complement your ensemble with black and white leather loafers.
Black Crew-neck T-shirt with Charcoal Overcoat Chill Weather Outfits
This pairing of a charcoal overcoat and a black crew-neck t-shirt is irrefutable proof that a straightforward outfit doesn't have to be boring. A pair of brown leather tassel loafers instantly ups the fashion factor of this look.