A brown check overcoat and beige chinos are an easy way to infuse a sense of masculine sophistication into your daily off-duty wardrobe. Dark brown suede loafers are the most effective way to breathe an added dose of style into your look. When you have one of those dreary autumn days, sometimes only a killer getup like this one can cheer it up. If you're often not sure how to dress as a 20-year-old, this getup is a lifesaver.